The major banking partner of the Russian Federation Ministry of Railway Transport and national railroads. The Bank was the basis for establishing the industry-wide settlement system of the Russian Railways Ministry. Most of the planned and already de

JSC TransCreditBank is the nucleus of the banking Group with its subsidiaries and affiliates establishments being located in 61 cities of the Russian Federation. Highly efficient express settlement system was set up on the basis of the Bank regional network that is adjusted for the Russian railway geographical locations and consists of 16 branches and five affiliated banks. Within that system 80% of Russian ruble payments and 90% of currency payments are effected actually on-line using the automated banking. The companies of this sector make on average 3500– 4 000 payment transactions through the Bank every day.
Now, JSC TransCreditBank that serves primarily corporate customers enters personal banking market as well. The main target is tapping the most stable resources for further application in long-term Bank operations (lending, investment activities, etc).
One of the Bank top priority objectives is arranging the salary payment to the employees of the Russian Railways Ministry and national railroads through banking cards. Being a fully-fledged member of international payment systems JSC TransCreditBank issues VISA (Electron, Classic, Business, Gold) and MasterCard (Maestro, Standard, Business, Gold) cards and also serves the card of the Russian Union Card payment system. The Bank has established a multifunctional processing center that provides for integrated maintenance of various banking products and services realized on the basis of payment cards and uses state-of-the-art secure technologies. JSC TransCreditBank actively develops automatic teller machine network and cash distribution centers in all regions of Russia.